Comments on: Are there low-income health insurance options to help me get my meds if I have a pre-existing condition? http://www.managing-multiple-sclerosis.com/multiple-sclerosis-general/are-there-low-income-health-insurance-options-to-help-me-get-my-meds-if-i-have-a-pre-existing-condition General Info on MS and Managing Life With It Tue, 09 Mar 2010 05:56:43 -0500 http://wordpress.org/?v=2.9.2 hourly 1 By: June Leaders http://www.managing-multiple-sclerosis.com/multiple-sclerosis-general/are-there-low-income-health-insurance-options-to-help-me-get-my-meds-if-i-have-a-pre-existing-condition#comment-2422 June Leaders Tue, 10 Nov 2009 00:20:15 +0000 http://www.managing-multiple-sclerosis.com/multiple-sclerosis-general/are-there-low-income-health-insurance-options-to-help-me-get-my-meds-if-i-have-a-pre-existing-condition#comment-2422 Depending on what your income is now, you might qualify for the Simplefill Program. They help low income families who do not have insurance get all of their brand name drugs for a flat $65 a month. Since there are no generic options for treating MS this could be a great option for you. It is worth looking into since there is no application fee. Their website is www.simplefill.com. I hope this helps. Depending on what your income is now, you might qualify for the Simplefill Program. They help low income families who do not have insurance get all of their brand name drugs for a flat $65 a month. Since there are no generic options for treating MS this could be a great option for you. It is worth looking into since there is no application fee. Their website is http://www.simplefill.com. I hope this helps.

]]> By: Lori http://www.managing-multiple-sclerosis.com/multiple-sclerosis-general/are-there-low-income-health-insurance-options-to-help-me-get-my-meds-if-i-have-a-pre-existing-condition#comment-2366 Lori Tue, 03 Nov 2009 03:06:11 +0000 http://www.managing-multiple-sclerosis.com/multiple-sclerosis-general/are-there-low-income-health-insurance-options-to-help-me-get-my-meds-if-i-have-a-pre-existing-condition#comment-2366 If you make too much money to qualify for no cost medi-cal, the overage becomes your share of cost for each month. You will still have medi-cal, you will just have a share of cost each month. If you make too much money to qualify for no cost medi-cal, the overage becomes your share of cost for each month. You will still have medi-cal, you will just have a share of cost each month.

]]> By: lucy http://www.managing-multiple-sclerosis.com/multiple-sclerosis-general/are-there-low-income-health-insurance-options-to-help-me-get-my-meds-if-i-have-a-pre-existing-condition#comment-2367 lucy Tue, 03 Nov 2009 03:06:11 +0000 http://www.managing-multiple-sclerosis.com/multiple-sclerosis-general/are-there-low-income-health-insurance-options-to-help-me-get-my-meds-if-i-have-a-pre-existing-condition#comment-2367 welcome to the USA where getting health insurance and RX is for the rich and healthy. http://www.freemedicinefoundation.com/application_form.html this is a website to qualify for free/reduced meds; do not know if it will work for you. others will probably tell you to go to the drug manufacturer to see if you qualify, but usually you have to be penniless. http://www.ciparx.ca/ this is a site for canadian pharmacy's that are ok you are in a quandary; i found several in canadian drugstores online, but the lowest was $1,300 for 4 at 30 mcg; i understand where you are coming at; my husband has Parkinson's disease and managed by RX. the cost plus his other drugs runs over $500 a month; he is uninsurable since preexisting and self employed. we found some of his drugs in canadian drugstores that are 1/2 to 1/3 less than the US; for everyone that states that canada is inferior you are wrong; even our family doctor recommends. also in canada they can get generics whereas the big pharma blocks it in the US to make their profits. as for any insurance, even if you could find, they will have probably a max of $500 annual for RX; so wont work. i get so mad when everyone is against universal health care. with so many people uninsured, only in the USA, if you get sick, no one cares. i hate to say this, but your husband may need to quit this job so you can still qualify for medical. let the state pay you for food stamps and whatever you can qualify for. or even if he keeps job; check to see if you qualify for assistance, via food stamps, or other help programs. one other consideration; have you checked to see if you qualify for social security disability? call a lawyer to see if you qualify. the process takes about 2 years for a judge to hear. if you succeed, it takes about 2 more years and then you qualify for medicare. with medicare, it pays for any medical costs, but then you have to fight the donut hole with the RX. good luck, you will need it added after my husband got home; he is a lawyer who handles social security disability cases. he said has not had any cases with MS; (he gets cases denied and he appeals) some cases just by the disabilty/condition meets requirements so is awarded automatically) his belief is that you might qualify for social security disability or SSI; supplemental security income; (medical standards are same as social security, but their is a need requirement) call social security and ssi and ask based on having MS would you qualify; one other option which you will hate and so did my husband is to file for divorce; he had case where couple in their 60's and they had to divorce so they could qualify for assistance. it stinks, but since if married, did not qualify, but divorced they could get help. for everyone out there who screams they hate public assistance, wake up, she did not do anything to create her medical condition of MS; and would you trade places with her, or could you afford to pay what she will be paying per month???? welcome to the USA where getting health insurance and RX is for the rich and healthy.

http://www.freemedicinefoundation.com/application_form.html
this is a website to qualify for free/reduced meds; do not know if it will work for you.

others will probably tell you to go to the drug manufacturer to see if you qualify, but usually you have to be penniless.

http://www.ciparx.ca/
this is a site for canadian pharmacy’s that are ok

you are in a quandary; i found several in canadian drugstores online, but the lowest was $1,300 for 4 at 30 mcg;

i understand where you are coming at; my husband has Parkinson’s disease and managed by RX. the cost plus his other drugs runs over $500 a month; he is uninsurable since preexisting and self employed.

we found some of his drugs in canadian drugstores that are 1/2 to 1/3 less than the US; for everyone that states that canada is inferior you are wrong; even our family doctor recommends. also in canada they can get generics whereas the big pharma blocks it in the US to make their profits.

as for any insurance, even if you could find, they will have probably a max of $500 annual for RX; so wont work.

i get so mad when everyone is against universal health care. with so many people uninsured, only in the USA, if you get sick, no one cares.

i hate to say this, but your husband may need to quit this job so you can still qualify for medical. let the state pay you for food stamps and whatever you can qualify for.

or even if he keeps job; check to see if you qualify for assistance, via food stamps, or other help programs.

one other consideration; have you checked to see if you qualify for social security disability? call a lawyer to see if you qualify. the process takes about 2 years for a judge to hear. if you succeed, it takes about 2 more years and then you qualify for medicare. with medicare, it pays for any medical costs, but then you have to fight the donut hole with the RX.

good luck, you will need it

added after my husband got home; he is a lawyer who handles social security disability cases. he said has not had any cases with MS; (he gets cases denied and he appeals) some cases just by the disabilty/condition meets requirements so is awarded automatically) his belief is that you might qualify for social security disability or SSI; supplemental security income; (medical standards are same as social security, but their is a need requirement)

call social security and ssi and ask based on having MS would you qualify;

one other option which you will hate and so did my husband is to file for divorce; he had case where couple in their 60’s and they had to divorce so they could qualify for assistance. it stinks, but since if married, did not qualify, but divorced they could get help.

for everyone out there who screams they hate public assistance, wake up, she did not do anything to create her medical condition of MS; and would you trade places with her, or could you afford to pay what she will be paying per month????

]]>